Support for the digitalization of small and medium-sized enterprises through a loan program
OpenDescription
The purpose of the Loan Program is to improve the competitiveness of medium-sized and small enterprises with at least low digital intensity by supporting the digital transformation, specifically the introduction and operation of advanced digital solutions available on the market.
Conditions
Economic companies classified as domestic in foreign currency, with headquarters in Hungary or with headquarters in the European Economic Area and a branch office in Hungary with a Hungarian tax number, economically potentially viable but unable to access financing sources or only to an inadequate extent, keeping double-entry bookkeeping, which: are medium-sized enterprises, and from February 1, 2025, also small enterprises; have at least two closed full business years, have a registered headquarters, site or branch office for at least one year at the place of implementation, and have at least basic digital intensity based on the digital maturity assessment system provided by DKF Ltd. under project DIMOP_PLUSZ-1.2.1-23-2023-00001 or other digital maturity assessment systems designated by the Supporter. They have not received support under the DIMOP Plusz 1.2.3/A-24 or DIMOP Plusz 1.2.3/B-24 program.
Eligible activities
• Introduction of advanced digital solutions and cloud services.
• Application of enterprise resource planning (ERP) and customer relationship management (CRM) systems.
• Introduction of artificial intelligence and data analysis solutions.
• Procurement of intangible assets and new tangible assets necessary for digital development.
• Utilization of professional services and training related to implementation.
Procurements and services must comply with the professional and eligibility conditions of the call.
FAQ
Who can apply for the loan?
Small and medium-sized enterprises meeting the call conditions, with at least two closed full business years and at least low digital intensity.
What is the loan amount available?
Minimum 20 million, maximum 200 million HUF.
What is the interest rate of the loan?
Fixed 0% for the entire term.
Does it include non-refundable support?
No, the financing is repayable, interest-free investment loan.
What own contribution is required?
At least 10% own contribution is required.
What is the maximum term?
Up to 8 years.
How much time is available for the development?
18 months from contract signing, which can be extended by an additional 6 months in justified cases.
Where can the application be submitted?
At MFB Pont Plusz bank branches mediating the program.