Support for the digitalization of micro, small and medium-sized enterprises within the framework of a single-operation combined loan product
OpenDescription
The aim of the Scheme is to improve the competitiveness of micro, small and medium-sized enterprises with very low and low digital intensity by supporting the introduction and operation of basic and advanced digital solutions available on the market within digital transformation.
Conditions
Economic companies, individual companies and sole proprietors classified as domestic foreign exchange earners, with registered offices in Hungary or with registered offices in the EEA and branches in Hungary with Hungarian tax numbers, economically potentially viable but not or insufficiently able to access financing sources, which: qualify as small and medium-sized enterprises, and from 2025.02.01 also microenterprises; have at least one closed full business year, have a registered office, site or branch registered for at least one year at the place of implementation, have very low or low digital intensity based on the digital maturity assessment system provided by DKF Ltd. within the framework of project DIMOP_PLUSZ-1.2.1-23-2023-00001 or other digital maturity assessment system designated by the Supporter. Have not received support under the DIMOP Plusz 1.2.3/A-24 or DIMOP Plusz 1.2.3/B-24 program.
Eligible activities
Implementation of solutions serving the operation, efficiency and digital development of the enterprise, including:
• Enterprise Resource Planning (ERP) and Customer Relationship Management (CRM) systems.
• Online sales solutions and webshops.
• Cloud-based services.
• Solutions based on artificial intelligence and data analysis.
• Other basic and advanced digital technologies specified in the call.
The professional, supplier and eligibility conditions of the call apply to each procurement.
FAQ
Who can apply for the financing?
Micro, small and medium-sized enterprises with very low or low digital intensity that meet the conditions of the call.
What amount can be requested?
A total of 3–20 million HUF, which includes both the loan and the non-refundable support.
What is the amount of the non-refundable support?
Up to 50% of the financing amount, according to the program conditions.
What is the interest rate of the loan?
The interest rate of the loan is 0%.
Is own contribution required?
Yes, at least 10% own contribution is required.
Where can the application be submitted?
At the MFB Pont Plusz network, in the bank branches mediating the program.
What is the maximum loan term?
Up to 8 years from the date of contract conclusion, including grace and availability periods.