National Champions – Single-Operation Combined Loan Program for Green and Digital Transition
OpenDescription
The purpose of the Loan Program is to increase the productivity and added value of micro, small and medium-sized enterprises (SMEs) through support for technological and organizational renewal, as well as to contribute to the green and digital transition. It also aims to enhance competitiveness by introducing future technologies, expanding into foreign markets, and developing brands and products. Its target group consists of growing or growth-potential enterprises that can demonstrate competitive advantage, are capable of expanding in foreign markets, face new growth opportunities primarily through supplier relationships, growth potential, or export.
Conditions
Under the Loan Program, eligible applicants for financing amounts are those classified as domestic foreign exchange residents with headquarters in Hungary, or with headquarters in the European Economic Area and a branch office in Hungary with a Hungarian tax number, economically potentially viable but lacking or insufficiently accessing financing sources micro, small and medium-sized enterprises that employ at least 5 people and have at least three full, closed business years.
Eligible activities
• Technological modernization, purchase of new machinery and equipment.
• Digital developments, acquisition of IT equipment and intangible assets.
• Construction, conversion, expansion and modernization of real estate related to entrepreneurial activities.
• Energy efficiency investments based on renewable energy.
• Purchase of purely electric vehicles.
• Related professional services and training.
Cost limits and professional conditions specified in the call apply to each activity.
FAQ
Who can apply for financing?
Micro, small and medium-sized enterprises meeting the conditions, with at least three closed full business years, at least 5 employees, and at least 100 million HUF annual net revenue. Supplier, exporting, or enterprises demonstrating growth potential according to the call may participate.
What amount can be requested?
Combined financing of 150 million to 1 billion HUF.
What is the loan interest rate?
0%.
What is the maximum amount of non-refundable support?
Up to 45%, depending on the project composition and fulfillment of commitments. If contractual performance targets are not met, the support may convert into a loan.
How much own contribution is required?
Generally at least 10%. For costs affected by regional investment support, at least 25% own resources are required.
How much time is available for implementation?
24 months, which can be extended by an additional 6 months in justified cases.
Where can the application be submitted?
At MFB Pont Plusz bank branches mediating the program.